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What's the absolute longest you'd have to wait for your new stimulus check?

Updated: Jan 12, 2021

People who will receive their second stimulus check in the mail -- either as a paper check or a prepaid debit card -- should look for a payment anytime from now through Jan. 15. According to the Treasury, 22% of the payments as of last summer were made as paper checks and another 3% as prepaid debit cards.

After Jan. 15, you will have to claim any money the IRS owes you with your tax filing in 2021. That could further delay your stimulus check, since the timing would depend on:

When you file your 2020 taxes -- the deadline could be April 15, unless you file for an extension.

How long it takes the IRS to process your tax return, which may also include your second stimulus check.

If there are any complications that arise in your specific scenario that could further delay your check.

We'll keep our eye on the situation, which is constantly evolving. Here's how to calculate your estimated total now for a $600 per person maximum.

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